CAPTIVE SOLUTIONS FOR MEDICAL STOP LOSS
Control costs.
Share risk.
Evolve with confidence.
A smarter path to self-funding that gives employers greater transparency, meaningful control, and protection from large-claim volatility.
01
Flexible plan designs
Open architecture built around employer needs.
02
Shared risk, transparent reward
Aligned interests and a clearer view of program performance.
03
Turnkey implementation
Predictable onboarding with hands-on guidance.
WHY CAPTIVE INSURANCE
Healthcare risk should be managed—not simply renewed.
THE PRESSURE
Rising healthcare costs
Limited transparency
Lack of control
High-dollar claim exposure
Cash-flow volatility
THE OPPORTUNITY
Potential to reduce healthcare premiums
Participation in underwriting profit
Increased transparency and control
Protection from large-claim volatility
EVOLVE CAPTIVE PROGRAMS
Flexible solutions built around different needs
EVOLVE CHASSIS
Open-architecture group captive
Maximum flexibility with control over plan design, networks, TPAs, and pharmacy benefit programs.
EVOLVE SYNCHRO
Managed group captive
Claims integrity and cost management with transparent reporting, proactive engagement, and operational simplicity.
EVOLVE CUSTOM CAPTIVE
Tailored captive solutions
Flexible structures and multi-line options designed around organizational, industry, or producer needs.
EXPERT GUIDANCE
Captive expertise from design through implementation.
Evolve works alongside brokers and employers to structure stable captive arrangements, simplify onboarding, and provide responsive, ongoing program support.
Clear program design
Predictable implementation
Ongoing guidance and support
READY TO EVOLVE?
Build a smarter path to self-funding.
Whether you’re a broker developing a differentiated solution or an employer seeking greater control, Evolve can help identify the right captive approach.